How to Make NEFT payment to SBI Credit Card?

Last Updated:: 22-02-2017 10:46 PM

Let Us know first about what are NEFT system. NEFT stands for National Electronic Fund Transfer which is used to make online bank transfer of money from one bank account to other bank account which can be of same bank or different bank. If you make a NEFT request between NEFT hours (which are 8:30 AM to 5:30 PM) the transfer request is processed on the same day


Why to make SBI card payment through NEFT?

There is certain benefit of making payment of your SBI credit card using NEFT medium are:

  1. You can make payments directly from your bank account of any bank (Except SBI) which offer NEFT facility without using any third-party payment gateway like (Billdesk etc.)
  2. It’s simple and secure way to pay your card dues.
  3. Payments gets credited to your card within 3 hour or maximum of one business day.


Steps to register and make NEFT payment to SBI card:

Step 1: Visit your banks netbanking facility and login with your credentials.

Step 2: Go to Add beneficiary under other bank or third-party transfer.

Step 3: Add your 16-digit credit card number as account number and in confirm account number.

Step 4: Select bank account type as Credit card.

Step 5: Enter IFSC code for SBI credit card as SBIN00CARDS.

Step 6: Click Submit and complete the Registration process.

Now you are done with adding beneficiary. Only thing you need to do now is that Just select your beneficiary which you have added for your SBI card, enter the amount and click submit.

Payment will reflect in 3 hour or maximum of one business day in your SBI Credit Card account.